Terms of Service

1. Agreement to Terms

These Terms apply to your use of PushPad and related services. PushPad is owned and operated by Cosaint, Inc., an Arizona corporation. References to "PushPad," "Platform," "Service," "we," "us," or "our" mean Cosaint, Inc. operating through the PushPad brand. PushPad.com was live in late 2025 as part of an earlier proof-of-concept; active development of the platform described in these Terms began January 1, 2026. By accessing or using PushPad, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, you are prohibited from using this site.

PushPad is a supplemental learning tool. Educators create and assign lesson pads to learners they invite; learners access only the content their educator assigns. Content must meet the standards required in U.S. K-12 public schools, as described in our Content Policy.

2. Accounts

2.1 Educator Accounts

You must be 18 or older to create an educator account. Educator-created courses, units, lessons, and lesson pads are private to that educator and their invited learners unless a specific pad is explicitly published to the marketplace.

2.2 Learner Accounts

Learner accounts are created only when an educator sends an invitation and it is accepted. PushPad does not allow learner self-registration. Learners sign in with a username and a 6-digit PIN rather than an email and password. By inviting a learner under 13, an educator represents that they have the authority to do so and, where required by law or their institution's policy, have given parents/guardians appropriate notice. See our Privacy Policy for how learner account data is collected and used, including our direct COPPA obligations for these accounts.

2.3 Account Responsibilities

• You are responsible for maintaining account security and confidentiality of your password or PIN
• One person or entity per account
• The service may not be used for any illegal purpose
• Accounts may be terminated for violations of these Terms

3. Educational Content Standards

All content created or shared on PushPad must meet standards enforced in U.S. public K-12 schools, comply with COPPA, FERPA, and applicable state and federal education standards, and be age-appropriate and factually sound. Full detail on permitted and prohibited content, moderation, and enforcement is in our Content Policy, which is incorporated into these Terms by reference.

4. PushPad-Generated Content And Grading

PushPad uses Anthropic's Claude models to help generate lesson pad content and to grade learner submissions server-side against stored rubrics and correct answers, and uses OpenAI's API to assist with course outline generation. You acknowledge that:

• PushPad-generated content is a starting point and requires educator review before use
• Educators are responsible for reviewing and validating generated content for accuracy and appropriateness before assigning it
• Grading is computed server-side from the stored pad content and rubric; a learner or client cannot alter their own score
• You retain ownership of content you create, but grant PushPad a license to store, display, and operate it as part of the service

5. Media In Lesson Pads

Educators may upload images directly to PushPad's media library for use in lesson pad content, or embed media from external sources (e.g. YouTube). You are responsible for ensuring you have the right to use any media you upload or embed. Uploaded media is stored on PushPad's infrastructure; embedded external media remains hosted by its original source and subject to that source's terms.

• Personal-Use Pads: uploaded or embedded media must be copyright-free, public domain, Creative Commons licensed, or properly licensed for educational use
• Marketplace Pads: media must additionally allow commercial use; media restricted to non-commercial use (e.g. CC-BY-NC) cannot be used in a paid listing
• Indemnification: by uploading or embedding media, you represent that you have the legal right to use it, and agree to indemnify PushPad against copyright claims arising from that use
• DMCA: PushPad will remove content upon a valid takedown notice; repeat violations may result in account termination

6. Content Moderation And Enforcement

A lesson pad submitted to the marketplace requires admin approval before it is publicly listed. We reserve the right to remove content violating these Terms or our Content Policy without notice, suspend or terminate accounts for repeated violations, withhold marketplace earnings for policy violations, and report illegal content to authorities. Full detail on our moderation process and appeals is in our Content Policy.

7. Marketplace And Payments

For educators selling lesson pads on the marketplace:

• Platform fee: 15% of gross sale price; the selling educator receives 85%
• Payments and payouts are processed via Stripe Connect, subject to Stripe's terms and identity-verification requirements
• A published marketplace listing uses a frozen snapshot of the pad's content at the time of listing; buyers receive their own copy
• Tax reporting is the seller's responsibility; PushPad provides applicable tax forms for U.S. sellers where required
• Content must pass admin approval before marketplace listing

7.1 All Marketplace Sales Are Final

A marketplace pad is a digital product delivered instantly and in full at the moment of purchase, generated and processed at real cost to us. Because of this, all marketplace sales are final: PushPad does not offer refunds, including for a purchase you no longer want, a change of mind, or failure to use content you have access to. This applies regardless of how much of the pad you have used.

This no-refund policy does not override rights you separately have that we cannot waive by contract, including a chargeback through your card issuer, or a refund right guaranteed by consumer protection law in your jurisdiction (for example, where a purchase was never delivered at all due to a technical failure on our end). If you believe a purchase genuinely failed to deliver, contact support@pushpad.com.

7.2 Subscription Billing And Cancellation

Educator subscriptions bill monthly with no long-term commitment. You may cancel at any time through your Stripe-hosted billing portal, accessible from your account's billing settings; cancellation stops future billing but does not end your current paid period early, and you keep access through the end of the period you already paid for. We do not provide prorated refunds for time remaining in a billing period, or for a downgrade made partway through one. Your billing portal is also where you can download invoices and past billing documents directly from Stripe. Reactivating after cancellation starts a new billing period at that day's rate.

7.3 Access After Subscription Ends

PushPad is a paid service, and your subscription pays for your and your learners' continued use of PushPad, not only the one-time act of creating content. Every pad a learner takes, and every submission PushPad grades, has a real ongoing monthly cost to us, not just the cost of the pad's original generation. Because of this, if your subscription ends and is not reactivated within 30 days, we may suspend sign-in to your educator account until you resubscribe. Because learners access PushPad only through their inviting educator's account and assignments, suspending an educator's sign-in also suspends sign-in for the learners that educator invited. Learner seats are not independent subscriptions, and PushPad does not provide free ongoing access to learners on a lapsed educator's roster. This does not affect a pad you have already published to the marketplace, which remains purchasable by others under Section 7 regardless of your subscription status.

Suspending sign-in this way does not change who owns your content: Section 8.1 still applies, and we do not take ownership, delete, repurpose, or use your content for any other purpose while your account is suspended. Resubscribing at any time restores full access to everything exactly as you left it.

8. Intellectual Property

8.1 You Own What You Create

You retain full ownership of every course, unit, lesson, and lesson pad you create. PushPad does not take ownership of your content by hosting it, and creating an account does not transfer any rights in your work to us.

8.2 The License You Grant Us Is Limited And Non-Exclusive

By creating content on PushPad, you grant us a non-exclusive license, meaning you remain free to publish, sell, or license the same content anywhere else, including your own site or a competing platform. This license is limited to what is necessary to operate the service for you and for the learners and buyers you choose to share it with:

• Storing and displaying your content to you and the learners you assign it to
• Delivering a marketplace pad's frozen listing snapshot to a buyer who purchases it (Section 7)
• Technical processing required to operate the service, such as PushPad-assisted generation or grading you request

What this license does not include: we do not use your content to market PushPad itself, do not resell or relicense it to anyone beyond a buyer you chose to sell it to, do not include it in any bundle or offer you did not agree to, and do not use it to train PushPad's own AI models.

8.3 What Happens When You Delete A Pad

Deleting a pad you created permanently removes it from PushPad; we do not keep a copy after deletion. A pad cannot be deleted while it has an active marketplace listing, any completed purchases, any purchaser copies, or any active assignment referencing it; unlist or resolve those first, or contact support@pushpad.com for help. This limit exists to keep a buyer's already-purchased copy and a learner's already-assigned work intact; it is not PushPad retaining your content against your wishes.

A buyer who purchased a pad keeps their own independent copy regardless of what you later do with your original: that copy was created as a separate, permanent record at the moment of purchase, not a live reference to your content, so it is unaffected by you deleting, editing, or unpublishing your original pad.

8.4 Our Platform

The PushPad platform itself, including its software, design, and branding, is Cosaint, Inc.'s intellectual property. The PushPad name and logo are protected as our brand. The general product approach of atomic, mastery-gated lesson pads is a design choice, not something these Terms can restrict others from independently building. See our How PushPad Works page for the public technical description of these mechanisms.

9. Limitation Of Liability

PushPad is provided "as is" without warranties. To the maximum extent permitted by law, we are not liable for the accuracy of PushPad-generated content, educational outcomes, third-party content or services, data loss or technical failures, or marketplace transaction disputes. Our total liability arising from these Terms or your use of PushPad is limited to the greater of (a) fees you personally paid PushPad in the preceding 12 months, or (b) $100. This limit does not apply to liability that cannot be limited under applicable law, including liability arising from our own gross negligence, willful misconduct, or violation of COPPA.

9.1 Indemnification

You agree to indemnify and hold PushPad harmless from claims, damages, and expenses (including reasonable attorneys' fees) arising from your content, your use of the service in violation of these Terms or applicable law, or your violation of any third party's rights. This includes the media-specific indemnification in Section 5.

10. Dispute Resolution And Arbitration

Before filing a claim, you agree to first contact support@pushpad.com and attempt to resolve the dispute informally for at least 30 days.

If informal resolution fails, you and PushPad agree that any dispute arising from these Terms or your use of PushPad will be resolved by binding individual arbitration rather than in court, except that either party may bring an individual claim in small claims court, and either party may seek injunctive relief in court to stop unauthorized use or infringement of intellectual property. You and PushPad each waive the right to a jury trial and the right to participate in a class action, collective action, or class arbitration. A court may sever this arbitration provision if a specific claim cannot lawfully be arbitrated (for example, certain claims that cannot be waived under COPPA or other applicable law), in which case that specific claim proceeds in court while the rest of this provision remains in effect for all other claims. Parents and guardians acting on behalf of a learner are bound by this section to the same extent as the inviting educator.

11. Privacy And Data

Use of the service is governed by our Privacy Policy, which is incorporated into these Terms by reference and describes PushPad's direct COPPA and FERPA obligations for learner accounts.

12. Changes To These Terms

We may modify these Terms at any time. Changes will be posted here with an updated date; continued use after changes constitutes acceptance of the new Terms.

13. Governing Law

These Terms are governed by the laws of the State of Arizona and applicable U.S. federal law, without regard to conflict-of-law principles. Section 10 governs how disputes are actually resolved; this section governs which law applies once they are.

14. Contact Information

For questions about these Terms or to report a violation:

• Support Email: support@pushpad.com

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and Content Policy, constitute the entire agreement between you and PushPad.